Borrowing Money the Fast Way:

Seeking quick access to cash? Payday loans are truly the fastest way to get a short term cash loan to cover your costs between now and the next pay day. They can be used for paying bills, car fixes, medical expenses, gifts, you name it! That said, not all Payday loans are trustworthy; do your research.

Here are two providers to keep in mind: Ace Cash Express and Great Plains Lending
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Great Plains Lending Review

There are thousands of options when it comes to choosing a lender, but often those of us with bad credit have only one place to turn.  If you have an immediate need for cash, your best bet may be to acquire a payday loan.  But one shouldn’t take the decision lightly, as this type of loan should serve as a last resort in times of need; even after a credit card cash advance, or borrowing from a friend (or relative) as a personal loan.  Lenders like Great Plains Lending charge a hefty premium, but they may still be your very best and only option to receive immediate access to funds to help cover your most urgent costs.

Since lenders like Great Plains are willing to take on more of a high risk clientele, they have to charge said hefty risk premium.  You can expect to pay a high APR on your loan, so it’s in your best interest to pay it off as soon as possible.  You will generally have 2-3 months to pay it back, but you should check with Great Plains to be sure of all the details.  Each loan will have its own terms and nuances so be sure to read through the descriptions carefully.

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If a payday loan is what you need, then the application process is your next step.  The online application has been streamlined into a quick and simple form and once your application is accepted, the money will generally be available within one business day.  The main hurdle you’ll face is getting your income verified, but there are multiple ways to achieve this.  Obviously, if you have a steady paycheck coming in for 6 months or more, you will probably qualify for a loan.  But you can also use a co-signer or show that you’ve paid utility bills consistently to pass this step.  It’s in the best interest of both parties to verify that you are a responsible borrower so don’t be too worried about this part.

Great Plains is taking on a high risk by lending to borrowers with low credit scores but that’s why they’re able to charge such a high APR on their loans.  Needing access to a payday loan may not be an ideal situation to be in, so make sure that the re-payment schedule is something your budget can handle.  (The fees can pile up should you be unable to make your payments.)  The best thing about a payday loan is that it can get you money fast when you truly need it – just remember that you are paying a high premium for that convenience. If you’re in dire need of cash, this may be the best option for you.

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Click Here to Explore Great Plains Loan Options.



Ace Cash Express

ACE Loans - Fast Cash HereBecause Ace Cash Express works with many lenders, the borrower is ensured the best deal possible with the quickest turnaround — your application may be approved in as little as 90 seconds. Available in 48 states with loans up to $1,500, they truly make quick cash accessible.

View Ace Cash Express loan options here.

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Great Plains Lending

Great Plains Lending - Fast Cash LoansUnlike many Payday loans, Great Plains Lending allows borrowers the choice of paying off a given loan in several installments or all at once. This, combined with their friendly process and straightforward services make GPL one of the top options for fast cash available today.

View Great Plains Lending options here.

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Top Payday Loan Benefits

  • Easy to obtain
  • Up to $1,500 available
  • Quick application process
  • Receive funds within a day
  • No credit check required
  • Helps cover sudden expenses
  • Simple repayment options

 

Looking to Borrow Money, but worried about Bad Credit?

If you’re in the dark about where your credit health stands, it’s important to find the facts to determine what can be improved before making any important financial decisions. The purpose of credit repair companies and their services is to legally help people raise bad credit scores and repair credit reports. Explore your options here.


 

– Have questions? Feel free to Contact Us.

 

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